Open. Digital-first. Secure. AI-ready.
Elevate experiences, streamline processes, and minimize risk with a single platform to build customized cloud-native and AI solutions with speed and safety. OutSystems enables life, property and casualty (P&C), and health insurers, as well as TPAs and reinsurers, to build fit-for-purpose experiences and API-driven ecosystems. With OutSystems, you can automate processes and modernize legacy tech—faster, with less risk and complexity.

Gain competitive advantage while ensuring resiliency
Life, health, and P&C insurers, as well as TPAs and reinsurers, are all suffering from external factors that affect normal operations and hurt bottom lines. Rising inflation, geopolitical instability, climate disasters, dynamic regulatory activities, and intense competition, plus the emergence of new InsurTech players, underscores the importance of customer centricity, product and processes innovation, operational resilience, and risk management. Operational cost overruns and high capital lock-in pose significant challenges, prompting insurers to modernize legacy systems, automate processes, and adopt AI.
Deploy AI securely to create personalized products, tailored experiences, and automate processes that minimize fraud and risk
Leverage AI-powered visual dev to build underwriting, policy processing, billing, and claims on a single cloud-native platform
Innovate with embedded insurance solutions by creating an API-driven ecosystem that connects you to open ecosystems
Create reusable components to evolve your portfolio effortlessly when regulation changes and without creating technical debt
Adapt to new digital possibilities
Transform your organization to become a digital-first insurer. Pioneer new business models such as usage-based insurance and take advantage of open insurance ecosystems to offer embedded insurance solutions. Serve, advise, and support your policyholders better with self-service options, omnichannel apps, and hyper-personalized experiences, backed by automated processes that ensure compliance and mitigate risk.
Drive operational efficiency
Automate routine tasks and digitize processes like underwriting and claims, as well as policy management. Plus, reduce cycle times while improving customer satisfaction.

Reimagine products and customer experience
Innovate your product portfolio with usage-based policies and embedded insurance products, and deliver personalized customer service with AI-agent chatbots.

Mitigate risk
Assess and evaluate risk in real-time, putting your data to work with a unified data fabric that creates interoperability and ensures data accuracy, security, and accessibility.

Ensure compliance
Gain the agility to comply with frequent regulatory changes in different lines of business and across regions. Plus, automate the production of regulatory and internal reports.

OutSystems as a strategic platform for tech modernization and agility
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Fidelidade Launches AR and ML App for Next-Gen Car Insurance
Fidelidade explains how it’s using augmented reality and machine learning to transform the way its customers interact with the group’s companies.
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How To Mobilize for Digital Transformation In A Risk-Averse Environment
Change is the foundation of progress, and key to maintaining a competitive advantage. But how do you start down the path of technological change in a heavily regulated and risk-averse environment, such as insurance?
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Why Insurers Must Embrace a Digital Ecosystem (And How to Do It Right)
In this blog post, we’ll discuss what a liquid ecosystem in insurance looks like and why insurers must become a digital ecosystem player to build a “fit-for-the-future” organization.
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